The type of information
we collect --
We routinely collect
and retain information we obtain from your account applications, transaction
history (for deposits, loans, credit card, etc.) and from consumer reports.
This information helps us:
- To establish
and administer your accounts. (Example: we ask for personally identifying
information to protect your accounts from fraud.)
- To satisfy certain
regulatory requirements. (Example: When you open an account that
pays interest, we are required by the Internal Revenue Service to
obtain your social security number.)
- Better understand
you so that we may provide you with additional or improved products
and services. (Example: We require information concerning your
credit history and your assets to determine if you qualify for loan
We do not
share our current or previous customers' nonpublic personal information
with affiliates or with nonaffiliated third parties except as permitted
or required by law.
How is that information
Access to your personally
identifiable financial information is limited to employees with a specific
business reason for utilizing this data. Our employees are educated
about the importance of maintaining confidentiality and customer privacy.
If necessary, we will take appropriate disciplinary steps to enforce
our employees' responsibility to protect your very personal information.
In order to prevent
unauthorized access to your information, we maintain security standards
and procedures that conform with industry practices. These security
standards and procedures are routinely tested to verify the integrity
of our systems.