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Checking Account Types

Free Checking
Interest Checking
Money Market Checking
Investment Checking
Minimum Balance
None
$200
$1,000
$5,000
Interest
no
yes
yes (tiered)
yes (tiered)
Fees
none
none

none

none
Check Card
yes - free*
yes - free*
n/a
yes - free*
Withdrawal Limits
unlimited
unlimited
By law, withdrawals are limited to 6 per month.
unlimited
Overdraft Protection
yes
yes
n/a
yes
Special Features
  • Free internet banking
  • Intouch 24 hour telepone banking
  • Free internet banking
  • Intouch 24 hour telepone banking
  • Free personalized check
  • Free internet banking
  • Intouch 24 hour telepone banking
  • Free personalized check
  • Free Notary Service
  • Free Money Orders
  • Free Safekeeping of checks
  • Free Photocopying
  • * Free internet banking
  • * Intouch 24 hour telepone banking

* Check cards are subject to approval

Visa Check Card
Use it to get cash at ATM's and make purchases at merchants accepting VISA

Automatic Transfers
When you need extra cash . . but your checking balance is low . . . have money automatically transferred from savings to checking or from one checking account to another. It's a free service

Direct Deposit
Have your regular check automatically deposited into any checking account

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

 

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