| Certificates of Deposit | ||
|
Term
|
Interest Rate
|
APY*
|
|
6 Month - $1000 min
|
0.40%
|
0.40%
|
|
1 Year - $1000 min
|
0.75%
|
0.75%
|
|
1 Year- $25000 min
|
0.80%
|
0.80%
|
|
1 Year - $50000 min
|
0.85%
|
0.85%
|
|
1 Year - $100,000 min
|
0.90%
|
0.90%
|
|
2 Year - $1000 min
|
1.05%
|
1.05%
|
|
2 Year- $25000 min
|
1.10%
|
1.10%
|
|
2 Year - $50000 min
|
1.15%
|
1.15%
|
|
2 Year- $100,000 min
|
1.20%
|
1.21%
|
|
3 Year - $1000 min
|
1.30%
|
1.31%
|
|
4 Year - $1000 min
|
1.40%
|
1.41%
|
|
5 Year / 60 Month
|
1.50%
|
1.51%
|
|
*Annual Percentage Yield Penalty for early withdrawal |
||
| Savings Plans | ||
|
Account Type
|
Interest Rate
|
APY*
|
|
Passbook $50 MINIMUM BALANCE REQUIRED
|
.30%
|
.30%
|
|
Christmas Club $3000 MAXIMUM DEPOSIT
|
1.10%
|
1.10%
|
|
Spunky Savers $25 MINIMUM BALANCE REQUIRED
|
.30%
|
.30%
|
|
IRA $250 MIN DEPOSIT
|
1.10%
|
1.10%
|
|
HSA $500 ($250 MIN DEPOSIT)
|
1.00%
|
1.00%
|
|
HSA $5,000
|
1.20%
|
1.21%
|
|
HSA $10,000
|
1.40%
|
1.41%
|
|
*Annual Percentage Yield Rates may change after the account is opened. Fees may reduce earnings on the accounts. |
||
| Checking Accounts | ||
|
Account Type
|
Interest Rate
|
APY*
|
|
Interest $200 MINIMUM BALANCE REQUIRED
|
.25%
|
.25%
|
|
Money Market $1000
|
.30%
|
.30%
|
|
Money Market- $25,000 minimum
|
.40%
|
.40%
|
|
Money Market - $50,000 minimum
|
.45%
|
.45%
|
|
Money Market - $75,000 minimum
|
.50%
|
.50%
|
|
Money Market - $100,000 minimum
|
.55%
|
.55%
|
|
Investment $5,000 - $24,999.99
|
.30%
|
.30%
|
|
Investment $25,000 - $49,999.99
|
.40%
|
.40%
|
|
Investment $50,000 - $74,999.99
|
.45%
|
.45%
|
|
Investment $75,000 - $99,999.99
|
.50%
|
.50%
|
|
Investment $100,000 or more
|
.55%
|
.55%
|
|
*Annual Percentage Yield Rates may change after the account is opened. Fees may reduce earnings on the accounts. |
||