Certificates of Deposit
Term
Interest Rate
APY*
6 Month - $1000 min
0.40%
0.40%
1 Year - $1000 min
0.75%
0.75%
1 Year- $25000 min
0.80%
0.80%
1 Year - $50000 min
0.85%
0.85%
1 Year - $100,000 min
0.90%
0.90%
2 Year - $1000 min
1.05%
1.05%
2 Year- $25000 min
1.10%
1.10%
2 Year - $50000 min
1.15%
1.15%
2 Year- $100,000 min
1.20%
1.21%
3 Year - $1000 min
1.30%
1.31%
4 Year - $1000 min
1.40%
1.41%
5 Year / 60 Month
1.50%
1.51%
*Annual Percentage Yield
Penalty for early withdrawal


Savings Plans
Account Type
Interest Rate
APY*
Passbook $50 MINIMUM BALANCE REQUIRED
.30%
.30%
Christmas Club $3000 MAXIMUM DEPOSIT
1.10%
1.10%
Spunky Savers $25 MINIMUM BALANCE REQUIRED
.30%
.30%
IRA $250 MIN DEPOSIT
1.10%
1.10%
HSA $500 ($250 MIN DEPOSIT)
1.00%
1.00%
HSA $5,000
1.20%
1.21%
HSA $10,000
1.40%
1.41%
*Annual Percentage Yield
Rates may change after the account is opened.
Fees may reduce earnings on the accounts.


Checking Accounts
Account Type
Interest Rate
APY*
Interest $200 MINIMUM BALANCE REQUIRED
.25%
.25%
Money Market $1000
.30%
.30%
Money Market- $25,000 minimum
.40%
.40%
Money Market - $50,000 minimum
.45%
.45%
Money Market - $75,000 minimum
.50%
.50%
Money Market - $100,000 minimum
.55%
.55%
Investment $5,000 - $24,999.99
.30%
.30%
Investment $25,000 - $49,999.99
.40%
.40%
Investment $50,000 - $74,999.99
.45%
.45%
Investment $75,000 - $99,999.99
.50%
.50%
Investment $100,000 or more
.55%
.55%
*Annual Percentage Yield
Rates may change after the account is opened.
Fees may reduce earnings on the accounts.