Certificates of Deposit
Term
Interest Rate
APY*
6 Month - $1000 min
0.30%
0.30%
1 Year - $1000 min
0.45%
0.45%
1 Year- $25000 min
0.50%
0.50%
1 Year - $50000 min
0.50%
0.50%
1 Year - $100,000 min
0.50%
0.50%
2 Year - $1000 min
0.70%
0.70%
2 Year- $25000 min
0.75%
0.75%
2 Year - $50000 min
0.75%
0.75%
2 Year- $100,000 min
0.75%
0.75%
3 Year - $1000 min
0.85%
0.85%
4 Year - $1000 min
0.90%
0.90%
5 Year / 60 Month
1.00%
1.00%
*Annual Percentage Yield
Penalty for early withdrawal


Savings Plans
Account Type
Interest Rate
APY*
Passbook $50 MINIMUM BALANCE REQUIRED
.20%
.20%
Christmas Club $3000 MAXIMUM DEPOSIT
.50%
.50%
Spunky Savers $25 MINIMUM BALANCE REQUIRED
.20%
.20%
IRA $250 MIN DEPOSIT
.60%
.60%
HSA $500 ($250 MIN DEPOSIT)
.40%
.40%
HSA $5,000
.40%
.40%
HSA $10,000
.50%
.50%
*Annual Percentage Yield
Rates may change after the account is opened.
Fees may reduce earnings on the accounts.


Checking Accounts
Account Type
Interest Rate
APY*
Interest $200 MINIMUM BALANCE REQUIRED
.10%
.10%
Money Market $1000
.15%
.15%
Money Market- $25,000 minimum
.20%
.20%
Money Market - $50,000 minimum
.20%
.20%
Money Market - $75,000 minimum
.20%
.20%
Money Market - $100,000 minimum
.20%
.20%
Investment $5,000 - $24,999.99
.15%
.15%
Investment $25,000 - $49,999.99
.20%
.20%
Investment $50,000 - $74,999.99
.20%
.20%
Investment $75,000 - $99,999.99
.20%
.20%
Investment $100,000 or more
.20%
.20%
*Annual Percentage Yield
Rates may change after the account is opened.
Fees may reduce earnings on the accounts.